The Social Security Administration charges a premium for Part B coverage. The premium amount is based on your taxable income from two years prior. For 2025, the standard Part B monthly premium is $185.00. In addition to your original Medicare A and B, you will have the option to add a traditional Medicare Supplement plan with a stand-alone Part D drug plan, or add a Part C Medicare Advantage plan with prescription drugs.

1. Add a traditional Medicare Supplement plan with a stand-alone Part D drug plan, or 2. Add a Part C Medicare Advantage plan with prescription drugs. Both of these create a financial stopping limit.

If you have already signed up to receive your Social Security Income, you will automatically be enrolled in your Medicare Part B. You will receive your original (red, white, and blue) Medicare card in the mail showing your Part A and Part B dates. If you delay your Social Security Income enrollment, you will need to take action and apply for your Part B online, over the phone, or at your local Social Security Administration office. Learn more: https://www.ssa.gov/forms/ssa-1.html

There are many reasons that you could qualify for a (SEP) Special Enrollment Period. There are also (STM) Short-Term Medical plans available all year long to help you bridge the gap.

As brokers, we have access to many companies and plans. There's no one price fits all when it comes to customizing your healthcare portfolio. Your monthly premium is determined by many factors like, the subsidy amount you qualify for, the customized supplemental protection you add, and the life insurance products you go with.

Supplemental insurance plans pay a cash benefit directly to you. They help fill financial gaps when you’re sick or injured. The cash can be used any way you choose, from paying medical expenses or nursing facilities to everyday living expenses such as groceries or the electric bill.

We are licensed with dozens of the nations top insurance carriers; which makes customizing your healthcare portfolio easy and affordable.

There are 10 steps. Step 1...call me, then I take care of the other 9!

Supplemental plans can be purchased anytime throughout the year.

Thank you for considering us. We're currently accepting new clients and would be happy to provide them with exceptional care!